Luis Silva, CloudWalk
In this interview from the Bank of America Private Tech Trailblazers Conference 2026, Luis Silva, chief executive officer and founder of CloudWalk, joins theCUBE's John Furrier to discuss how the Brazilian fintech is scaling agentic AI across banking services for small businesses. Silva details CloudWalk's three consumer-facing brands — InfinitePay, Pierre.finance and JIM.com — which together serve more than 10 million active users and have driven the company past $2 billion in revenue at high profitability. He explains how CloudWalk built its own GPU cluster nearly three years ago, giving it full-stack control over the agents that now handle the majority of daily customer interactions, with strict guardrails to keep hallucination low given the stakes of handling customers' money. The conversation also explores how shifting regulatory tides are reshaping stablecoins and crypto adoption, with Silva noting that the U.S. is now moving faster than Brazil in building supportive frameworks. He highlights CloudWalk's efficiency at scale, citing $2.7 million in revenue per employee and a jump from 65% to 99% automation of customer support handled by agents, freeing human teams to focus on deeper customer relationships. Silva argues that vertically integrated, industry-specific agents represent the next evolution beyond general-purpose assistants, giving small sellers access to AI capabilities once reserved for Fortune 500 companies. He also reflects on investor sentiment at the conference, where agentic AI dominates conversation and vertical integration is increasingly seen as a competitive advantage. From Brazil's early stablecoin experiments to building a financial AI stack from the ground up, Silva offers a founder's perspective on solving real customer problems as the enduring formula for success in the AI era.